{"id":8888,"date":"2026-07-14T09:36:58","date_gmt":"2026-07-14T07:36:58","guid":{"rendered":"https:\/\/novopayment.hu\/?p=8888"},"modified":"2026-07-14T09:40:25","modified_gmt":"2026-07-14T07:40:25","slug":"bankkartya-elfogadas-elonyei","status":"publish","type":"post","link":"https:\/\/novopayment.hu\/hu\/bankkartya-elfogadas-elonyei\/","title":{"rendered":"A bankk\u00e1rtya elfogad\u00e1s el\u0151nyei \u00e9s felt\u00e9telei – \u00datmutat\u00f3 kisv\u00e1llalkoz\u00e1soknak"},"content":{"rendered":"

A POS (Point of Sale) termin\u00e1lok haszn\u00e1lata nemcsak a v\u00e1s\u00e1rl\u00f3k k\u00e9nyelm\u00e9t szolg\u00e1lja, hanem hozz\u00e1j\u00e1rulhat a v\u00e1llalkoz\u00e1sod bev\u00e9teleinek n\u00f6vel\u00e9s\u00e9hez \u00e9s a m\u0171k\u00f6d\u00e9si hat\u00e9konys\u00e1g jav\u00edt\u00e1s\u00e1hoz is. <\/span><\/p>\n

A Novopayment k\u00f6vetkez\u0151 blogbejegyz\u00e9s\u00e9ben \u00e1ttekintj\u00fck a <\/span>bankk\u00e1rtya elfogad\u00e1s el\u0151nyeit<\/span>, valamint azokat a <\/span>felt\u00e9teleket<\/span>, amelyeket a kisv\u00e1llalkoz\u00e1soknak figyelembe kell venni\u00fck.<\/span><\/p>\n

 <\/p>\n

A <\/b>bankk\u00e1rtya elfogad\u00e1s el\u0151nyei<\/b> kisv\u00e1llalkoz\u00e1soknak<\/b><\/b><\/h2>\n

1. N\u00f6vekv\u0151 forgalom<\/b><\/h4>\n

A <\/span>bankk\u00e1rtya elfogad\u00e1s<\/span> egyik legalapvet\u0151bb <\/span>el\u0151nye<\/span>, hogy lehet\u0151s\u00e9get ad a v\u00e1llalkoz\u00e1sodnak, hogy b\u0151v\u00edtse az \u00fcgyf\u00e9lk\u00f6r\u00e9t. <\/span><\/p>\n

Sok v\u00e1s\u00e1rl\u00f3 prefer\u00e1lja a k\u00e1rty\u00e1s fizet\u00e9st, k\u00fcl\u00f6n\u00f6sen az olyan esetekben, amikor nagyobb \u00f6sszeget k\u00f6ltenek. A k\u00e1rty\u00e1s fizet\u00e9si lehet\u0151s\u00e9g hi\u00e1nya eset\u00e9n ezek az \u00fcgyfelek k\u00f6nnyen elfordulhatnak m\u00e1sik \u00fczlet fel\u00e9, ahol el\u00e9rhet\u0151 a sz\u00e1mukra k\u00e9nyelmes fizet\u00e9si m\u00f3d. Ez k\u00fcl\u00f6n\u00f6sen igaz a turist\u00e1kra \u00e9s a fiatalabb gener\u00e1ci\u00f3kra, akikn\u00e9l a k\u00e1rtyahaszn\u00e1lat szinte mindennapos.<\/span><\/p>\n

Ezen t\u00falmen\u0151en a bankk\u00e1rtya elfogad\u00e1s n\u00f6veli az impulzusv\u00e1s\u00e1rl\u00e1sok es\u00e9ly\u00e9t is, hiszen a v\u00e1s\u00e1rl\u00f3k gyakran hajlamosabbak t\u00f6bbet k\u00f6lteni, ha nem k\u00e9szp\u00e9nzben kell fizetni\u00fck.<\/span><\/b><\/p>\n

2. Nagyobb biztons\u00e1g<\/b><\/b><\/h4>\n

A <\/span>bankk\u00e1rtya elfogad\u00e1s el\u0151nyeihez<\/span> tartozik a biztons\u00e1g n\u00f6vel\u00e9se is – mind a v\u00e1llalkoz\u00e1sod, mind az \u00fcgyfeleid sz\u00e1m\u00e1ra.<\/span><\/p>\n

A k\u00e9szp\u00e9nzkezel\u00e9s nagy kock\u00e1zatot jelenthet, hiszen a p\u00e9nzt\u00e1rban vagy a bolthelyis\u00e9gben tartott nagy mennyis\u00e9g\u0171 k\u00e9szp\u00e9nz vonz\u00f3 c\u00e9lpont lehet a tolvajok sz\u00e1m\u00e1ra. Ezzel szemben a k\u00e1rty\u00e1s fizet\u00e9sekn\u00e9l a p\u00e9nz k\u00f6zvetlen\u00fcl a v\u00e1llalkoz\u00e1s banksz\u00e1ml\u00e1j\u00e1ra ker\u00fcl, minimaliz\u00e1lva a lop\u00e1s kock\u00e1zat\u00e1t.<\/span><\/b><\/p>\n

3. K\u00f6nnyebb nyilv\u00e1ntart\u00e1s \u00e9s p\u00e9nz\u00fcgyi tervez\u00e9s<\/b><\/b><\/h4>\n

A POS termin\u00e1lok \u00e1ltal r\u00f6gz\u00edtett tranzakci\u00f3k nyomon k\u00f6vethet\u0151ek \u00e9s k\u00f6nnyen visszakereshet\u0151ek, ami megk\u00f6nny\u00edti a p\u00e9nz\u00fcgyi nyilv\u00e1ntart\u00e1st \u2013 k\u00f6nnyebb elker\u00fclni a t\u00e9ved\u00e9seket, \u00e9s k\u00f6nnyebb az ut\u00f3lagos ellen\u0151rz\u00e9s is.<\/span><\/p>\n

Ez nemcsak az adminisztr\u00e1ci\u00f3s terhek cs\u00f6kkent\u00e9s\u00e9t jelenti, hanem a p\u00e9nz\u00fcgyi tervez\u00e9s is egyszer\u0171bb\u00e9 v\u00e1lik, hiszen az adatokat k\u00f6nnyen elemezhetj\u00fck. <\/span><\/p>\n

A Novopayment partnerei \u00e1ltal ny\u00fajtott keresked\u0151i port\u00e1l rendk\u00edv\u00fcl megk\u00f6nny\u00edti a tranzakci\u00f3k ellen\u0151rz\u00e9s\u00e9t \u00e9s a riportok elk\u00e9sz\u00edt\u00e9s\u00e9t.<\/b><\/b><\/p>\n

4. Gyorsabb tranzakci\u00f3k \u00e9s v\u00e1s\u00e1rl\u00f3i el\u00e9gedetts\u00e9g n\u00f6vel\u00e9se<\/b><\/b><\/h4>\n

Az \u00e9rint\u00e9smentes bankk\u00e1rty\u00e1s fizet\u00e9s sokkal gyorsabb\u00e1 \u00e9s egyszer\u0171bb\u00e9 teszi a v\u00e1s\u00e1rl\u00e1si folyamatot a k\u00e9szp\u00e9nzes fizet\u00e9shez k\u00e9pest. Cs\u00f6kkentik a v\u00e1rakoz\u00e1si id\u0151t a p\u00e9nzt\u00e1rn\u00e1l, ami k\u00fcl\u00f6n\u00f6sen fontos a forgalmas id\u0151szakokban, mivel \u00edgy v\u00e1s\u00e1rl\u00f3id el\u00e9gedetts\u00e9g\u00e9t is n\u00f6velheted.<\/span><\/p>\n

Emellett a magyar v\u00e1s\u00e1rl\u00f3k is nagyra \u00e9rt\u00e9kelik, ha t\u00f6bbf\u00e9le fizet\u00e9si m\u00f3d k\u00f6z\u00fcl v\u00e1laszthatnak, legyen sz\u00f3 <\/b>okos\u00f3r\u00e1s fizet\u00e9sr\u0151l<\/b><\/a> vagy <\/b>okostelefonos fizet\u00e9sr\u0151l<\/b><\/a>.<\/b><\/p>\n

Ez\u00e9rt is \u00e9rdemes <\/b>olyan POS termin\u00e1lt ig\u00e9nyelned<\/b><\/a>, amivel min\u00e9l t\u00f6bb \u00e9rint\u00e9smentes fizet\u00e9si m\u00f3dot le tudsz fedni.<\/b><\/p>\n

 <\/p>\n

A <\/b>bankk\u00e1rtya elfogad\u00e1s felt\u00e9telei<\/b> \u2013 Mire \u00e9rdemes figyelnie a kisv\u00e1llalkoz\u00e1soknak?<\/b><\/h2>\n

Az al\u00e1bbiakban \u00f6sszefoglaltuk Neked, hogy mik a <\/span>bankk\u00e1rtya elfogad\u00e1s alapfelt\u00e9telei<\/span> \u2013 ezeket semmik\u00e9pp nem hagyhatod figyelmen k\u00edv\u00fcl, ha \u00e9rint\u00e9smentes fizet\u00e9si m\u00f3dokat szeretn\u00e9l bevezetni az \u00fczletedben!<\/span><\/p>\n

1. POS termin\u00e1l ig\u00e9nyl\u00e9s<\/b><\/h4>\n

A <\/span>bankk\u00e1rtya elfogad\u00e1s felt\u00e9tele<\/span>, hogy a v\u00e1llalkoz\u00e1sod rendelkezzen olyan eszk\u00f6zzel, amely k\u00e9pes feldolgozni a k\u00e1rty\u00e1s tranzakci\u00f3kat. Ez lehet <\/span>bankf\u00fcggetlen POS termin\u00e1l<\/b><\/a>, vagy ak\u00e1r <\/span>SoftPOS termin\u00e1l<\/b><\/a> \u2013 ez ut\u00f3bbival ak\u00e1r a saj\u00e1t okostelefonodat is haszn\u00e1lhatod bankk\u00e1rtya olvas\u00f3 eszk\u00f6zk\u00e9nt. <\/span><\/p>\n

T\u00f6bbf\u00e9le t\u00edpus\u00fa POS termin\u00e1l is l\u00e9tezik. A termin\u00e1l kiv\u00e1laszt\u00e1sakor vedd figyelembe a v\u00e1llalkoz\u00e1sod t\u00edpus\u00e1t \u00e9s ig\u00e9nyeit!<\/span><\/p>\n

P\u00e9ld\u00e1ul egy \u00e9tteremnek vagy k\u00e1v\u00e9z\u00f3nak \u00e9rdemes hordozhat\u00f3 termin\u00e1lt v\u00e1lasztania, amely lehet\u0151v\u00e9 teszi, hogy az \u00fcgyfelek az asztalukn\u00e1l fizethessenek. Ezzel szemben egy kisebb \u00fczlet eset\u00e9ben egy egyszer\u0171bb, asztali termin\u00e1l is megfelel\u0151 lehet, ha mindig fix helyen rendezik a v\u00e1s\u00e1rl\u00f3id a k\u00e1rty\u00e1s fizet\u00e9seiket. <\/span><\/p>\n

A Novopayment k\u00edn\u00e1lat\u00e1ban sz\u00e1mos t\u00edpus\u00fa termin\u00e1l tal\u00e1lhat\u00f3, az ig\u00e9nyl\u00e9s folyamata egyszer\u0171 – biztosan megtal\u00e1lod a sz\u00e1modra legmegfelel\u0151bb megold\u00e1st.<\/b><\/b><\/p>\n

2. Szerz\u0151d\u00e9sk\u00f6t\u00e9s POS termin\u00e1l szolg\u00e1ltat\u00f3val<\/b><\/b><\/h4>\n

A <\/span>bankk\u00e1rtya elfogad\u00e1s felt\u00e9teleihez<\/span> tartozik a szerz\u0151d\u00e9sk\u00f6t\u00e9s is. A termin\u00e1l ig\u00e9nyl\u00e9s\u00e9hez \u00e9s mindennapi haszn\u00e1lat\u00e1hoz a v\u00e1llalkoz\u00e1sodnak szerz\u0151d\u00e9st kell k\u00f6tnie egy szolg\u00e1ltat\u00f3val, aki biztos\u00edtja Neked a sz\u00fcks\u00e9ges termin\u00e1lt (vagy termin\u00e1lokat), \u00e9s a termin\u00e1l m\u0171k\u00f6d\u00e9s\u00e9hez sz\u00fcks\u00e9ges infrastrukt\u00far\u00e1t. <\/span><\/p>\n

Fontos, hogy a v\u00e1llalkoz\u00e1sod tiszt\u00e1ban legyen a szerz\u0151d\u00e9s felt\u00e9teleivel. Minden POS termin\u00e1l szolg\u00e1ltat\u00f3n\u00e1l elt\u00e9rhetnek a termin\u00e1lhoz kapcsol\u00f3d\u00f3 d\u00edjak (telep\u00edt\u00e9s, tranzakci\u00f3s k\u00f6lts\u00e9gek), a h\u0171s\u00e9gid\u0151 tartama, a szerviz lehet\u0151s\u00e9gek, vagy ak\u00e1r egy\u00e9b el\u0151ny\u00f6k, amelyek megk\u00f6nny\u00edtik a termin\u00e1l mindennapi haszn\u00e1lat\u00e1t \u00e9s a k\u00f6lts\u00e9geid m\u00e9rs\u00e9kl\u00e9s\u00e9t.<\/span><\/p>\n

A Novopayment rejtett k\u00f6lts\u00e9gek \u00e9s h\u0171s\u00e9gid\u0151 helyett a szolg\u00e1ltat\u00e1s sz\u00ednvonal\u00e1val \u00e9s megb\u00edzhat\u00f3s\u00e1g\u00e1val gy\u0151zte meg eddigi \u00fcgyfeleit. Termin\u00e1ljaink bankf\u00fcggetlen alapon m\u0171k\u00f6dnek, \u00edgy el\u00e9g m\u00e1r megl\u00e9v\u0151 banksz\u00e1ml\u00e1val rendelkezned, nem kell \u00fajat nyitnod<\/b>. <\/span>\u00dczleted forgalm\u00e1t \u00fczlethelyis\u00e9g, p\u00e9nznem, vagy banksz\u00e1mla szerint is elutalhatjuk, ahogy Neked k\u00e9nyelmes.<\/b><\/b><\/p>\n

3. A bankk\u00e1rtya elfogad\u00e1s k\u00f6lts\u00e9gei<\/b><\/b><\/h4>\n

Hab\u00e1r a bankk\u00e1rtya elfogad\u00e1s el\u0151nyeit senki nem hagyhatja ma m\u00e1r figyelmen k\u00edv\u00fcl, a k\u00e1rty\u00e1s fizet\u00e9sek feldolgoz\u00e1s\u00e1nak is vannak k\u00f6lts\u00e9gei a v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra. Ilyen p\u00e9ld\u00e1ul a <\/span>POS termin\u00e1l b\u00e9rleti d\u00edja \u00e9s a tranzakci\u00f3s k\u00f6lts\u00e9gek<\/b><\/a>. Ezekkel is \u00e9rdemes tiszt\u00e1ban lenned, hogy eszerint tervezhess el\u0151re.<\/span><\/p>\n

A Novopayment t\u00f6bbf\u00e9lek\u00e9ppen is megk\u00f6nny\u00edti Neked a <\/b>bankk\u00e1rtya elfogad\u00e1st<\/b> – \u00e1tl\u00e1that\u00f3 szerz\u0151d\u00e9si <\/b>felt\u00e9telekkel<\/b> \u00e9s d\u00edjstrukt\u00far\u00e1val seg\u00edt Neked el\u0151re tervezni, rejtett k\u00f6lts\u00e9gek \u00e9s apr\u00f3bet\u0171s r\u00e9szek n\u00e9lk\u00fcl.<\/b><\/p>\n

0-24 el\u00e9rhet\u0151 POS termin\u00e1l szerviz szolg\u00e1ltat\u00e1sunk teljesen ingyenes, a <\/b>DCC dinamikus valutav\u00e1lt\u00e1ssal<\/b><\/a> pedig ak\u00e1r pozit\u00edv jutal\u00e9kra is sz\u00e1m\u00edthatsz, amikor k\u00fclf\u00f6ldi v\u00e1s\u00e1rl\u00f3id saj\u00e1t deviz\u00e1jukban fizetnek N\u00e1lad!<\/b><\/p>\n

 <\/p>\n

Haszn\u00e1ld ki a <\/b>bankk\u00e1rtya elfogad\u00e1s el\u0151nyeit<\/b> a Novopayment k\u00e9szp\u00e9nzmentes fizet\u00e9s szak\u00e9rt\u0151ivel \u2013 a <\/b>felt\u00e9telekr\u0151l<\/b> is sz\u00edvesen ny\u00fajtanak Neked t\u00e1j\u00e9koztat\u00e1st koll\u00e9g\u00e1ink!<\/b><\/p>\n

K\u00c9RJ T\u0150L\u00dcNK INGYENES \u00c1RAJ\u00c1NLATOT!<\/b><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A bankk\u00e1rtya elfogad\u00e1s egyre fontosabb\u00e1 v\u00e1lik a kisv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra, mivel a k\u00e9szp\u00e9nzmentes fizet\u00e9si megold\u00e1sok ir\u00e1nti ig\u00e9ny folyamatosan n\u00f6vekszik.<\/p>\n","protected":false},"author":4,"featured_media":8889,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-hu"],"acf":[],"yoast_head":"\nA bankk\u00e1rtya elfogad\u00e1s el\u0151nyei \u00e9s felt\u00e9telei v\u00e1llalkoz\u00e1sodban \u2714\ufe0f<\/title>\n<meta name=\"description\" content=\"Mik a bankk\u00e1rtya elfogad\u00e1s el\u0151nyei \u00e9s a bankk\u00e1rtya elfogad\u00e1s felt\u00e9telei \u2753 Ismerd meg a legfontosabb tudnival\u00f3kat, amiket v\u00e1llalkoz\u00f3k\u00e9nt \u00e9rdemes figyelembe 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